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Pick
a lender and obtain pre-approval for a loan. |
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Choose
where you want to live and obtain details of recent sales there
from the Home Price Guide.
See www.homepriceguide.com.au
or call 1800 817 616. |
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Inspect
properties through newspaper advertisements and/or agents in
the area. |
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If interested
in a property ask for a contract and refer it to your solicitor
or conveyancer to check special conditions, encumbrances, etc.
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Conduct
at least two inspections at different times to check out noise
and traffic. |
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Before
deciding to buy and ask the vendor for details of council and
water rates. |
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Check the
contract's sewerage diagram to ensure all connections are shown.
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Once you
have negotiated a purchase you can pay a non-binding holding
deposit as evidence of good faith. The balance of the 10 per
cent deposit is payable on exchange of contracts. |
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Contact
your legal adviser to go over the contract in detail. |
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Organise
a building inspection and timber pest report, and survey report
if necessary. |
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Advise
your lender of the purchase. When it has approved the property,
your solicitor will exchange contracts. |
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Arrange
building insurance to protect yourself and to satisfy your lender.
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Ascertain
completion time for the contract and book a removalist. |
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Your solicitor
will ask you for the stamp duty before settlement. |
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When a
firm date has been set for settlement, arrange power and phone
connections, newspaper delivery and house contents insurance.
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Notify
your change of address to the RTA, NRMA, car insurer, medical
fund, union or association, electoral roll, etc and get post
office to re-direct other mail. |
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Arrange
home contents insurance to protect your personal belongings.
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Conduct
a final inspection with the selling agent the morning of the
settlement to ensure the vendors are moving out and that the
inclusions in the contract are there. |
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Collect
the keys from the agent and move in! |
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